Living the Tightwad Lifestyle

Well, we've been here before, but it still hurts a bit.

Today I called the cable company and canceled our cable. It's the only bill we can cancel. Funny how one need electricity and gas and all, but TV isn't a necessity. So it's gone. Which is probably good, and we can get it back later when we can afford it, but it still hurts.

And I still don't know how we're going to make all the rest of the payments this month. I've already dried out the savings account, and if I take any more out they start charging us, so that won't work (let alone if any emergency happens at this point, we're in dire trouble.)

And of course we have to start shopping smarter. I've been shopping every week or two instead of monthly, and I tend to buy items a second time (chicken, beef, chocolate) that we don't NEED. We shop almost exclusively at Aldi's for food, and yet it's the Walmart bill that's out of hand. Each receipt looks innocent enough except the total, so we just have to start adding stuff up before we get to the checkout.

Basically, we have only 230 dollars to spend on groceries and paper/hygene products each month, and that's not counting things like birthday gifts for relatives and other little things that come up.

I know we can do it, as our kids don't eat a lot, yet. But being pregnant I'd LOVE more variety. (On food stamps we couldn't even spend the $400 a month they gave us...had too much food and didn't know what else to get. Looking back, I'd have gotten specialty breads and cheeses and stuff...things I've never even tried yet for lack of funds.)

Anyway, considering families spend $200 a WEEK on groceries, $230 a MONTH seems very little. But it's all that's left after paying the bills....bills that have to be payed are aren't even optional or entertainment related.

We don't eat out (the most expensive place we've eaten is Applesbees, but only with a gift card.) We don't watch movies (no dollar theater around here) but once a year.
We don't even vacation, though not for lack of want.
But the one income, and that being a teacher's, is definately pulling us down right now. My two days at afterschool bring in hardly anything, and Boom wouldn't even have time for a second job with football and schoolwork, besides that I want him here with us.

So we have to cut back. A lot. For now. I have to tell the midwife that we can't make any payments until after our tax return comes in. I have to ask the doctor if I can wait another month to pay the bill.

And yet, I have a hard time complaining. I don't have a hard time crying, because I wish that we weren't here right now. I wish our income was enough to live comfortably. I mean, it's not like I'm asking to go to Jamaica, but I had wanted to buy Honeycomb for the first time in 5 years....

But complaining, I'm not. Because we have our house. A large house, for us. We have two beautiful children. We have a job, a good one. A Boom is good at his job. We have friends. We have a community. I'm the happiest I've been in years, and I really CAN'T complain. I just wish it was different. I wish the numbers came to a different total.

But they don't. And so I'll keep looking at those pottery magazines and thinking of "someday" when I'll be able to get them (why can't our libraries carry them??) I'll remember that others would give anything to even have half of what I have. And someday, we'll hopefully move again, maybe back to more open land with free gas and sewage ($50 a month now that it's finally come), and eventually each year Boom gets a small raise that will help.

So we'll get back on our feet. We will. This year was financially heavy. We redid the attic to make it a room. We got a van because of the dog (and now with a third on the way we need it, anyway.) We got a dog, full breed. We got another truck (20 years old, that is.) And we need yet new windows for upstairs, a new door for the one that doesn't work, new gutters on the whole house (which would help all the water that's pouring into the basement.) Our shed is a joke. And so we aren't even close to being done with spending large amounts of money that we don't have.

But for now we're stable. For now we are warm (Boom is cutting down trees to feed the wood-burning stove downstairs we got from his parents. It heat well but requires much food.) And we are happy.

But I will look forward to the day when the checkbook actually balances withouth having to wait for the next paycheck to clear. And may that day be soon.